LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,484
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,054
−HK$1,596/mo
Today · 4.125%
HK$53,650
baseline
▲ 0.50% · 4.625%
HK$56,914
+HK$3,264/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,300/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,163
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,669
−HK$1,528/mo
Today · 4.125%
HK$59,197
baseline
▲ 0.50% · 4.625%
HK$62,318
+HK$3,121/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,394/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,581
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,465
−HK$1,915/mo
Today · 4.125%
HK$64,380
baseline
▲ 0.50% · 4.625%
HK$68,297
+HK$3,917/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$128,760/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,395
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,203
−HK$1,834/mo
Today · 4.125%
HK$71,037
baseline
▲ 0.50% · 4.625%
HK$74,781
+HK$3,744/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$142,074/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,677
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,876
−HK$2,234/mo
Today · 4.125%
HK$75,110
baseline
▲ 0.50% · 4.625%
HK$79,680
+HK$4,570/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,220/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,628
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,737
−HK$2,139/mo
Today · 4.125%
HK$82,876
baseline
▲ 0.50% · 4.625%
HK$87,245
+HK$4,369/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,752/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,871
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,698
−HK$2,871/mo
Today · 4.125%
HK$96,569
baseline
▲ 0.50% · 4.625%
HK$102,445
+HK$5,876/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,138/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,093
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,804
−HK$2,751/mo
Today · 4.125%
HK$106,555
baseline
▲ 0.50% · 4.625%
HK$112,172
+HK$5,617/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,110/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,933 · Scale 2, in force from 26 Feb 2026)