LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,485
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,055
−HK$1,596/mo
Today · 4.125%
HK$53,651
baseline
▲ 0.50% · 4.625%
HK$56,915
+HK$3,264/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,302/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,164
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,670
−HK$1,528/mo
Today · 4.125%
HK$59,198
baseline
▲ 0.50% · 4.625%
HK$62,319
+HK$3,121/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,396/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,582
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,466
−HK$1,915/mo
Today · 4.125%
HK$64,381
baseline
▲ 0.50% · 4.625%
HK$68,298
+HK$3,917/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$128,762/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,397
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,204
−HK$1,834/mo
Today · 4.125%
HK$71,038
baseline
▲ 0.50% · 4.625%
HK$74,782
+HK$3,744/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$142,076/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,679
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,877
−HK$2,234/mo
Today · 4.125%
HK$75,111
baseline
▲ 0.50% · 4.625%
HK$79,681
+HK$4,570/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,222/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,629
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,738
−HK$2,139/mo
Today · 4.125%
HK$82,877
baseline
▲ 0.50% · 4.625%
HK$87,246
+HK$4,369/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,754/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,873
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,699
−HK$2,872/mo
Today · 4.125%
HK$96,571
baseline
▲ 0.50% · 4.625%
HK$102,447
+HK$5,876/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,142/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,095
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,806
−HK$2,751/mo
Today · 4.125%
HK$106,557
baseline
▲ 0.50% · 4.625%
HK$112,173
+HK$5,616/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,114/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,948 · Scale 2, in force from 26 Feb 2026)