LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,486
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,057
−HK$1,595/mo
Today · 4.125%
HK$53,652
baseline
▲ 0.50% · 4.625%
HK$56,917
+HK$3,265/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,304/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,166
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,672
−HK$1,528/mo
Today · 4.125%
HK$59,200
baseline
▲ 0.50% · 4.625%
HK$62,321
+HK$3,121/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,400/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,584
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,468
−HK$1,915/mo
Today · 4.125%
HK$64,383
baseline
▲ 0.50% · 4.625%
HK$68,300
+HK$3,917/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$128,766/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,399
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,206
−HK$1,834/mo
Today · 4.125%
HK$71,040
baseline
▲ 0.50% · 4.625%
HK$74,785
+HK$3,745/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$142,080/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,681
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,880
−HK$2,233/mo
Today · 4.125%
HK$75,113
baseline
▲ 0.50% · 4.625%
HK$79,684
+HK$4,571/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,226/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,632
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,741
−HK$2,139/mo
Today · 4.125%
HK$82,880
baseline
▲ 0.50% · 4.625%
HK$87,249
+HK$4,369/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,760/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,876
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,702
−HK$2,872/mo
Today · 4.125%
HK$96,574
baseline
▲ 0.50% · 4.625%
HK$102,451
+HK$5,877/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,148/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$940,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,098
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,810
−HK$2,750/mo
Today · 4.125%
HK$106,560
baseline
▲ 0.50% · 4.625%
HK$112,177
+HK$5,617/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,120/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$940,979 · Scale 2, in force from 26 Feb 2026)