LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,487
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,057
−HK$1,596/mo
Today · 4.125%
HK$53,653
baseline
▲ 0.50% · 4.625%
HK$56,918
+HK$3,265/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,306/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,166
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,672
−HK$1,529/mo
Today · 4.125%
HK$59,201
baseline
▲ 0.50% · 4.625%
HK$62,321
+HK$3,120/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,402/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,584
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,469
−HK$1,914/mo
Today · 4.125%
HK$64,383
baseline
▲ 0.50% · 4.625%
HK$68,301
+HK$3,918/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$128,766/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,399
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,207
−HK$1,834/mo
Today · 4.125%
HK$71,041
baseline
▲ 0.50% · 4.625%
HK$74,785
+HK$3,744/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$142,082/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,682
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,880
−HK$2,234/mo
Today · 4.125%
HK$75,114
baseline
▲ 0.50% · 4.625%
HK$79,685
+HK$4,571/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,228/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,633
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,741
−HK$2,140/mo
Today · 4.125%
HK$82,881
baseline
▲ 0.50% · 4.625%
HK$87,250
+HK$4,369/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,762/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,876
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,703
−HK$2,872/mo
Today · 4.125%
HK$96,575
baseline
▲ 0.50% · 4.625%
HK$102,452
+HK$5,877/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,150/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$940,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,099
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,810
−HK$2,751/mo
Today · 4.125%
HK$106,561
baseline
▲ 0.50% · 4.625%
HK$112,178
+HK$5,617/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,122/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$940,988 · Scale 2, in force from 26 Feb 2026)