LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,488
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,058
−HK$1,596/mo
Today · 4.125%
HK$53,654
baseline
▲ 0.50% · 4.625%
HK$56,918
+HK$3,264/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,308/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,167
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,673
−HK$1,529/mo
Today · 4.125%
HK$59,202
baseline
▲ 0.50% · 4.625%
HK$62,322
+HK$3,120/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,404/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,585
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,470
−HK$1,915/mo
Today · 4.125%
HK$64,385
baseline
▲ 0.50% · 4.625%
HK$68,302
+HK$3,917/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$128,770/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,401
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,208
−HK$1,834/mo
Today · 4.125%
HK$71,042
baseline
▲ 0.50% · 4.625%
HK$74,787
+HK$3,745/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$142,084/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,683
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,881
−HK$2,234/mo
Today · 4.125%
HK$75,115
baseline
▲ 0.50% · 4.625%
HK$79,686
+HK$4,571/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,230/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,634
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,743
−HK$2,139/mo
Today · 4.125%
HK$82,882
baseline
▲ 0.50% · 4.625%
HK$87,251
+HK$4,369/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,764/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,878
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,705
−HK$2,872/mo
Today · 4.125%
HK$96,577
baseline
▲ 0.50% · 4.625%
HK$102,453
+HK$5,876/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,154/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,101
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,812
−HK$2,751/mo
Today · 4.125%
HK$106,563
baseline
▲ 0.50% · 4.625%
HK$112,180
+HK$5,617/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,126/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,004 · Scale 2, in force from 26 Feb 2026)