LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,489
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,059
−HK$1,596/mo
Today · 4.125%
HK$53,655
baseline
▲ 0.50% · 4.625%
HK$56,919
+HK$3,264/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,310/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,168
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,674
−HK$1,529/mo
Today · 4.125%
HK$59,203
baseline
▲ 0.50% · 4.625%
HK$62,323
+HK$3,120/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,406/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,586
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,471
−HK$1,915/mo
Today · 4.125%
HK$64,386
baseline
▲ 0.50% · 4.625%
HK$68,303
+HK$3,917/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$128,772/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,402
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,209
−HK$1,834/mo
Today · 4.125%
HK$71,043
baseline
▲ 0.50% · 4.625%
HK$74,788
+HK$3,745/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$142,086/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,684
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,883
−HK$2,234/mo
Today · 4.125%
HK$75,117
baseline
▲ 0.50% · 4.625%
HK$79,687
+HK$4,570/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,234/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,635
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,744
−HK$2,140/mo
Today · 4.125%
HK$82,884
baseline
▲ 0.50% · 4.625%
HK$87,253
+HK$4,369/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,768/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,879
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,706
−HK$2,872/mo
Today · 4.125%
HK$96,578
baseline
▲ 0.50% · 4.625%
HK$102,455
+HK$5,877/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,156/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,102
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,814
−HK$2,751/mo
Today · 4.125%
HK$106,565
baseline
▲ 0.50% · 4.625%
HK$112,182
+HK$5,617/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,130/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,019 · Scale 2, in force from 26 Feb 2026)