LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,489
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,060
−HK$1,595/mo
Today · 4.125%
HK$53,655
baseline
▲ 0.50% · 4.625%
HK$56,920
+HK$3,265/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,310/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,169
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,675
−HK$1,528/mo
Today · 4.125%
HK$59,203
baseline
▲ 0.50% · 4.625%
HK$62,324
+HK$3,121/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,406/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,587
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,471
−HK$1,915/mo
Today · 4.125%
HK$64,386
baseline
▲ 0.50% · 4.625%
HK$68,304
+HK$3,918/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,772/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,402
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,210
−HK$1,834/mo
Today · 4.125%
HK$71,044
baseline
▲ 0.50% · 4.625%
HK$74,789
+HK$3,745/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,088/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,685
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,883
−HK$2,234/mo
Today · 4.125%
HK$75,117
baseline
▲ 0.50% · 4.625%
HK$79,688
+HK$4,571/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,234/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,636
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,745
−HK$2,139/mo
Today · 4.125%
HK$82,884
baseline
▲ 0.50% · 4.625%
HK$87,253
+HK$4,369/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,768/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,880
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,707
−HK$2,872/mo
Today · 4.125%
HK$96,579
baseline
▲ 0.50% · 4.625%
HK$102,456
+HK$5,877/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,158/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,103
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,815
−HK$2,751/mo
Today · 4.125%
HK$106,566
baseline
▲ 0.50% · 4.625%
HK$112,183
+HK$5,617/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,132/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,028 · Scale 2, in force from 26 Feb 2026)