LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,492
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,063
−HK$1,596/mo
Today · 4.125%
HK$53,659
baseline
▲ 0.50% · 4.625%
HK$56,924
+HK$3,265/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,318/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,172
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,679
−HK$1,528/mo
Today · 4.125%
HK$59,207
baseline
▲ 0.50% · 4.625%
HK$62,328
+HK$3,121/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,414/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,591
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,476
−HK$1,915/mo
Today · 4.125%
HK$64,391
baseline
▲ 0.50% · 4.625%
HK$68,309
+HK$3,918/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,782/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,407
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,215
−HK$1,834/mo
Today · 4.125%
HK$71,049
baseline
▲ 0.50% · 4.625%
HK$74,794
+HK$3,745/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,098/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,689
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,888
−HK$2,234/mo
Today · 4.125%
HK$75,122
baseline
▲ 0.50% · 4.625%
HK$79,693
+HK$4,571/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,244/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,641
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,750
−HK$2,140/mo
Today · 4.125%
HK$82,890
baseline
▲ 0.50% · 4.625%
HK$87,259
+HK$4,369/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,780/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,886
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,714
−HK$2,872/mo
Today · 4.125%
HK$96,586
baseline
▲ 0.50% · 4.625%
HK$102,463
+HK$5,877/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,172/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,110
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,822
−HK$2,751/mo
Today · 4.125%
HK$106,573
baseline
▲ 0.50% · 4.625%
HK$112,191
+HK$5,618/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,146/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,092 · Scale 2, in force from 26 Feb 2026)