LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,493
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,064
−HK$1,595/mo
Today · 4.125%
HK$53,659
baseline
▲ 0.50% · 4.625%
HK$56,924
+HK$3,265/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,318/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,173
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,679
−HK$1,529/mo
Today · 4.125%
HK$59,208
baseline
▲ 0.50% · 4.625%
HK$62,329
+HK$3,121/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,416/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,591
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,476
−HK$1,915/mo
Today · 4.125%
HK$64,391
baseline
▲ 0.50% · 4.625%
HK$68,309
+HK$3,918/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,782/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,407
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,215
−HK$1,834/mo
Today · 4.125%
HK$71,049
baseline
▲ 0.50% · 4.625%
HK$74,794
+HK$3,745/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,098/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,690
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,889
−HK$2,234/mo
Today · 4.125%
HK$75,123
baseline
▲ 0.50% · 4.625%
HK$79,694
+HK$4,571/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,246/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,642
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,751
−HK$2,140/mo
Today · 4.125%
HK$82,891
baseline
▲ 0.50% · 4.625%
HK$87,260
+HK$4,369/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,782/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,887
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,714
−HK$2,873/mo
Today · 4.125%
HK$96,587
baseline
▲ 0.50% · 4.625%
HK$102,464
+HK$5,877/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,174/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,111
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,823
−HK$2,751/mo
Today · 4.125%
HK$106,574
baseline
▲ 0.50% · 4.625%
HK$112,192
+HK$5,618/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,148/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,100 · Scale 2, in force from 26 Feb 2026)