LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,494
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,064
−HK$1,596/mo
Today · 4.125%
HK$53,660
baseline
▲ 0.50% · 4.625%
HK$56,925
+HK$3,265/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,320/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,174
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,680
−HK$1,529/mo
Today · 4.125%
HK$59,209
baseline
▲ 0.50% · 4.625%
HK$62,330
+HK$3,121/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,418/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,592
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,477
−HK$1,915/mo
Today · 4.125%
HK$64,392
baseline
▲ 0.50% · 4.625%
HK$68,310
+HK$3,918/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,784/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,408
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,216
−HK$1,834/mo
Today · 4.125%
HK$71,050
baseline
▲ 0.50% · 4.625%
HK$74,796
+HK$3,746/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,100/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,691
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,890
−HK$2,234/mo
Today · 4.125%
HK$75,124
baseline
▲ 0.50% · 4.625%
HK$79,695
+HK$4,571/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,248/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,643
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,752
−HK$2,140/mo
Today · 4.125%
HK$82,892
baseline
▲ 0.50% · 4.625%
HK$87,261
+HK$4,369/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,784/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,889
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,716
−HK$2,872/mo
Today · 4.125%
HK$96,588
baseline
▲ 0.50% · 4.625%
HK$102,465
+HK$5,877/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,176/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,113
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,825
−HK$2,751/mo
Today · 4.125%
HK$106,576
baseline
▲ 0.50% · 4.625%
HK$112,193
+HK$5,617/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,152/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,115 · Scale 2, in force from 26 Feb 2026)