LTV · monthly repayment
▼ 0.50% · 3.625%
HK$504,959
−HK$31,666/mo
▼ 0.25% · 3.875%
HK$520,666
−HK$15,959/mo
Today · 4.125%
HK$536,625
baseline
▲ 0.50% · 4.625%
HK$569,277
+HK$32,652/mo
Deposit HK$110.72M · loan HK$110.72M · min. income ≈ HK$1,073,250/mo (50% DSR)
Upfront cash ≈ HK$125.12M (deposit + AVD stamp duty HK$14,394,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$561,762
−HK$30,351/mo
▼ 0.25% · 3.875%
HK$576,828
−HK$15,285/mo
Today · 4.125%
HK$592,113
baseline
▲ 0.50% · 4.625%
HK$623,324
+HK$31,211/mo
Deposit HK$110.72M · loan HK$110.72M · min. income ≈ HK$1,184,226/mo (50% DSR)
Upfront cash ≈ HK$125.12M (deposit + AVD stamp duty HK$14,394,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$605,951
−HK$37,999/mo
▼ 0.25% · 3.875%
HK$624,800
−HK$19,150/mo
Today · 4.125%
HK$643,950
baseline
▲ 0.50% · 4.625%
HK$683,133
+HK$39,183/mo
Deposit HK$88.58M · loan HK$132.87M · min. income ≈ HK$1,287,900/mo (50% DSR)
Upfront cash ≈ HK$102.97M (deposit + AVD stamp duty HK$14,394,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$674,115
−HK$36,420/mo
▼ 0.25% · 3.875%
HK$692,194
−HK$18,341/mo
Today · 4.125%
HK$710,535
baseline
▲ 0.50% · 4.625%
HK$747,988
+HK$37,453/mo
Deposit HK$88.58M · loan HK$132.87M · min. income ≈ HK$1,421,070/mo (50% DSR)
Upfront cash ≈ HK$102.97M (deposit + AVD stamp duty HK$14,394,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$706,943
−HK$44,332/mo
▼ 0.25% · 3.875%
HK$728,933
−HK$22,342/mo
Today · 4.125%
HK$751,275
baseline
▲ 0.50% · 4.625%
HK$796,988
+HK$45,713/mo
Deposit HK$66.43M · loan HK$155.01M · min. income ≈ HK$1,502,550/mo (50% DSR)
Upfront cash ≈ HK$80.83M (deposit + AVD stamp duty HK$14,394,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$786,467
−HK$42,491/mo
▼ 0.25% · 3.875%
HK$807,560
−HK$21,398/mo
Today · 4.125%
HK$828,958
baseline
▲ 0.50% · 4.625%
HK$872,653
+HK$43,695/mo
Deposit HK$66.43M · loan HK$155.01M · min. income ≈ HK$1,657,916/mo (50% DSR)
Upfront cash ≈ HK$80.83M (deposit + AVD stamp duty HK$14,394,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$908,927
−HK$56,998/mo
▼ 0.25% · 3.875%
HK$937,200
−HK$28,725/mo
Today · 4.125%
HK$965,925
baseline
▲ 0.50% · 4.625%
HK$1,024,699
+HK$58,774/mo
Deposit HK$22.14M · loan HK$199.30M · min. income ≈ HK$1,931,850/mo (50% DSR)
Upfront cash ≈ HK$36.54M (deposit + AVD stamp duty HK$14,394,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,011,172
−HK$54,631/mo
▼ 0.25% · 3.875%
HK$1,038,291
−HK$27,512/mo
Today · 4.125%
HK$1,065,803
baseline
▲ 0.50% · 4.625%
HK$1,121,982
+HK$56,179/mo
Deposit HK$22.14M · loan HK$199.30M · min. income ≈ HK$2,131,606/mo (50% DSR)
Upfront cash ≈ HK$36.54M (deposit + AVD stamp duty HK$14,394,153 · Scale 2, in force from 26 Feb 2026)