LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,496
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,067
−HK$1,596/mo
Today · 4.125%
HK$53,663
baseline
▲ 0.50% · 4.625%
HK$56,928
+HK$3,265/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,326/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,176
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,683
−HK$1,528/mo
Today · 4.125%
HK$59,211
baseline
▲ 0.50% · 4.625%
HK$62,333
+HK$3,122/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,422/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,595
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,480
−HK$1,915/mo
Today · 4.125%
HK$64,395
baseline
▲ 0.50% · 4.625%
HK$68,313
+HK$3,918/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,790/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,412
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,220
−HK$1,834/mo
Today · 4.125%
HK$71,054
baseline
▲ 0.50% · 4.625%
HK$74,799
+HK$3,745/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,108/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,694
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,893
−HK$2,235/mo
Today · 4.125%
HK$75,128
baseline
▲ 0.50% · 4.625%
HK$79,699
+HK$4,571/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,256/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,647
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,756
−HK$2,140/mo
Today · 4.125%
HK$82,896
baseline
▲ 0.50% · 4.625%
HK$87,266
+HK$4,370/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,792/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$941,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,893
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,720
−HK$2,873/mo
Today · 4.125%
HK$96,593
baseline
▲ 0.50% · 4.625%
HK$102,470
+HK$5,877/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,186/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,117
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,829
−HK$2,752/mo
Today · 4.125%
HK$106,581
baseline
▲ 0.50% · 4.625%
HK$112,199
+HK$5,618/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,162/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,159 · Scale 2, in force from 26 Feb 2026)