LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,500
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,071
−HK$1,595/mo
Today · 4.125%
HK$53,666
baseline
▲ 0.50% · 4.625%
HK$56,932
+HK$3,266/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,332/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,180
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,687
−HK$1,529/mo
Today · 4.125%
HK$59,216
baseline
▲ 0.50% · 4.625%
HK$62,337
+HK$3,121/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,432/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,600
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,485
−HK$1,915/mo
Today · 4.125%
HK$64,400
baseline
▲ 0.50% · 4.625%
HK$68,318
+HK$3,918/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,800/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,416
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,225
−HK$1,834/mo
Today · 4.125%
HK$71,059
baseline
▲ 0.50% · 4.625%
HK$74,804
+HK$3,745/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,118/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,700
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,899
−HK$2,234/mo
Today · 4.125%
HK$75,133
baseline
▲ 0.50% · 4.625%
HK$79,705
+HK$4,572/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,266/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,653
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,762
−HK$2,140/mo
Today · 4.125%
HK$82,902
baseline
▲ 0.50% · 4.625%
HK$87,272
+HK$4,370/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,804/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,899
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,727
−HK$2,873/mo
Today · 4.125%
HK$96,600
baseline
▲ 0.50% · 4.625%
HK$102,478
+HK$5,878/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,200/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,125
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,837
−HK$2,751/mo
Today · 4.125%
HK$106,588
baseline
▲ 0.50% · 4.625%
HK$112,207
+HK$5,619/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,176/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,227 · Scale 2, in force from 26 Feb 2026)