LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,501
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,072
−HK$1,596/mo
Today · 4.125%
HK$53,668
baseline
▲ 0.50% · 4.625%
HK$56,934
+HK$3,266/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,336/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,182
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,689
−HK$1,528/mo
Today · 4.125%
HK$59,217
baseline
▲ 0.50% · 4.625%
HK$62,339
+HK$3,122/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,434/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,601
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,486
−HK$1,916/mo
Today · 4.125%
HK$64,402
baseline
▲ 0.50% · 4.625%
HK$68,320
+HK$3,918/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,804/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,418
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,226
−HK$1,835/mo
Today · 4.125%
HK$71,061
baseline
▲ 0.50% · 4.625%
HK$74,806
+HK$3,745/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,122/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,702
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,901
−HK$2,234/mo
Today · 4.125%
HK$75,135
baseline
▲ 0.50% · 4.625%
HK$79,707
+HK$4,572/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,270/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,655
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,764
−HK$2,140/mo
Today · 4.125%
HK$82,904
baseline
▲ 0.50% · 4.625%
HK$87,274
+HK$4,370/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,808/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,902
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,730
−HK$2,872/mo
Today · 4.125%
HK$96,602
baseline
▲ 0.50% · 4.625%
HK$102,480
+HK$5,878/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,204/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,127
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,840
−HK$2,751/mo
Today · 4.125%
HK$106,591
baseline
▲ 0.50% · 4.625%
HK$112,210
+HK$5,619/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,182/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,252 · Scale 2, in force from 26 Feb 2026)