LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,502
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,073
−HK$1,596/mo
Today · 4.125%
HK$53,669
baseline
▲ 0.50% · 4.625%
HK$56,934
+HK$3,265/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,338/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,183
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,689
−HK$1,529/mo
Today · 4.125%
HK$59,218
baseline
▲ 0.50% · 4.625%
HK$62,339
+HK$3,121/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,436/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$941,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,602
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,487
−HK$1,915/mo
Today · 4.125%
HK$64,402
baseline
▲ 0.50% · 4.625%
HK$68,321
+HK$3,919/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,804/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,419
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,227
−HK$1,835/mo
Today · 4.125%
HK$71,062
baseline
▲ 0.50% · 4.625%
HK$74,807
+HK$3,745/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,124/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,702
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,902
−HK$2,234/mo
Today · 4.125%
HK$75,136
baseline
▲ 0.50% · 4.625%
HK$79,708
+HK$4,572/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,272/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,656
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,765
−HK$2,140/mo
Today · 4.125%
HK$82,905
baseline
▲ 0.50% · 4.625%
HK$87,275
+HK$4,370/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,810/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,903
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,731
−HK$2,872/mo
Today · 4.125%
HK$96,603
baseline
▲ 0.50% · 4.625%
HK$102,481
+HK$5,878/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,206/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,129
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,841
−HK$2,751/mo
Today · 4.125%
HK$106,592
baseline
▲ 0.50% · 4.625%
HK$112,211
+HK$5,619/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,184/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,263 · Scale 2, in force from 26 Feb 2026)