LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,504
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,075
−HK$1,596/mo
Today · 4.125%
HK$53,671
baseline
▲ 0.50% · 4.625%
HK$56,937
+HK$3,266/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,342/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,185
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,692
−HK$1,529/mo
Today · 4.125%
HK$59,221
baseline
▲ 0.50% · 4.625%
HK$62,343
+HK$3,122/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,442/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,605
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,490
−HK$1,916/mo
Today · 4.125%
HK$64,406
baseline
▲ 0.50% · 4.625%
HK$68,324
+HK$3,918/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,812/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,423
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,231
−HK$1,834/mo
Today · 4.125%
HK$71,065
baseline
▲ 0.50% · 4.625%
HK$74,811
+HK$3,746/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,130/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,706
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,905
−HK$2,235/mo
Today · 4.125%
HK$75,140
baseline
▲ 0.50% · 4.625%
HK$79,712
+HK$4,572/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,280/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,660
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,769
−HK$2,140/mo
Today · 4.125%
HK$82,909
baseline
▲ 0.50% · 4.625%
HK$87,280
+HK$4,371/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,818/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,908
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,735
−HK$2,873/mo
Today · 4.125%
HK$96,608
baseline
▲ 0.50% · 4.625%
HK$102,487
+HK$5,879/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,216/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,134
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,846
−HK$2,752/mo
Today · 4.125%
HK$106,598
baseline
▲ 0.50% · 4.625%
HK$112,217
+HK$5,619/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,196/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,312 · Scale 2, in force from 26 Feb 2026)