LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,506
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,077
−HK$1,597/mo
Today · 4.125%
HK$53,674
baseline
▲ 0.50% · 4.625%
HK$56,940
+HK$3,266/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,348/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,188
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,695
−HK$1,529/mo
Today · 4.125%
HK$59,224
baseline
▲ 0.50% · 4.625%
HK$62,345
+HK$3,121/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,448/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,608
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,493
−HK$1,915/mo
Today · 4.125%
HK$64,408
baseline
▲ 0.50% · 4.625%
HK$68,327
+HK$3,919/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,816/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,425
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,234
−HK$1,834/mo
Today · 4.125%
HK$71,068
baseline
▲ 0.50% · 4.625%
HK$74,814
+HK$3,746/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,136/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,709
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,908
−HK$2,235/mo
Today · 4.125%
HK$75,143
baseline
▲ 0.50% · 4.625%
HK$79,715
+HK$4,572/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,286/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,663
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,773
−HK$2,140/mo
Today · 4.125%
HK$82,913
baseline
▲ 0.50% · 4.625%
HK$87,283
+HK$4,370/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,826/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,912
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,739
−HK$2,874/mo
Today · 4.125%
HK$96,613
baseline
▲ 0.50% · 4.625%
HK$102,491
+HK$5,878/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,226/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,138
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,851
−HK$2,751/mo
Today · 4.125%
HK$106,602
baseline
▲ 0.50% · 4.625%
HK$112,222
+HK$5,620/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,204/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,352 · Scale 2, in force from 26 Feb 2026)