LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,508
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,079
−HK$1,596/mo
Today · 4.125%
HK$53,675
baseline
▲ 0.50% · 4.625%
HK$56,941
+HK$3,266/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,350/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,189
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,696
−HK$1,529/mo
Today · 4.125%
HK$59,225
baseline
▲ 0.50% · 4.625%
HK$62,347
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,450/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,609
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,495
−HK$1,915/mo
Today · 4.125%
HK$64,410
baseline
▲ 0.50% · 4.625%
HK$68,329
+HK$3,919/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,820/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,427
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,236
−HK$1,834/mo
Today · 4.125%
HK$71,070
baseline
▲ 0.50% · 4.625%
HK$74,816
+HK$3,746/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,140/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,711
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,910
−HK$2,235/mo
Today · 4.125%
HK$75,145
baseline
▲ 0.50% · 4.625%
HK$79,717
+HK$4,572/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,290/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,665
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,775
−HK$2,140/mo
Today · 4.125%
HK$82,915
baseline
▲ 0.50% · 4.625%
HK$87,286
+HK$4,371/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,830/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,914
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,742
−HK$2,873/mo
Today · 4.125%
HK$96,615
baseline
▲ 0.50% · 4.625%
HK$102,494
+HK$5,879/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,230/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,141
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,853
−HK$2,752/mo
Today · 4.125%
HK$106,605
baseline
▲ 0.50% · 4.625%
HK$112,224
+HK$5,619/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,210/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,377 · Scale 2, in force from 26 Feb 2026)