LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,508
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,079
−HK$1,596/mo
Today · 4.125%
HK$53,675
baseline
▲ 0.50% · 4.625%
HK$56,941
+HK$3,266/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,350/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,190
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,697
−HK$1,529/mo
Today · 4.125%
HK$59,226
baseline
▲ 0.50% · 4.625%
HK$62,347
+HK$3,121/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,452/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,610
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,495
−HK$1,916/mo
Today · 4.125%
HK$64,411
baseline
▲ 0.50% · 4.625%
HK$68,330
+HK$3,919/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,822/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,428
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,236
−HK$1,835/mo
Today · 4.125%
HK$71,071
baseline
▲ 0.50% · 4.625%
HK$74,817
+HK$3,746/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,142/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,711
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,911
−HK$2,235/mo
Today · 4.125%
HK$75,146
baseline
▲ 0.50% · 4.625%
HK$79,718
+HK$4,572/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,292/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,666
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,776
−HK$2,140/mo
Today · 4.125%
HK$82,916
baseline
▲ 0.50% · 4.625%
HK$87,286
+HK$4,370/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,832/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,915
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,743
−HK$2,873/mo
Today · 4.125%
HK$96,616
baseline
▲ 0.50% · 4.625%
HK$102,495
+HK$5,879/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,232/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,142
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,854
−HK$2,752/mo
Today · 4.125%
HK$106,606
baseline
▲ 0.50% · 4.625%
HK$112,225
+HK$5,619/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,212/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,384 · Scale 2, in force from 26 Feb 2026)