LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,509
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,080
−HK$1,596/mo
Today · 4.125%
HK$53,676
baseline
▲ 0.50% · 4.625%
HK$56,942
+HK$3,266/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,352/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,191
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,698
−HK$1,528/mo
Today · 4.125%
HK$59,226
baseline
▲ 0.50% · 4.625%
HK$62,348
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,452/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,611
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,496
−HK$1,916/mo
Today · 4.125%
HK$64,412
baseline
▲ 0.50% · 4.625%
HK$68,331
+HK$3,919/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,824/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,429
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,237
−HK$1,835/mo
Today · 4.125%
HK$71,072
baseline
▲ 0.50% · 4.625%
HK$74,818
+HK$3,746/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,144/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,713
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,912
−HK$2,235/mo
Today · 4.125%
HK$75,147
baseline
▲ 0.50% · 4.625%
HK$79,719
+HK$4,572/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,294/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,667
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,777
−HK$2,140/mo
Today · 4.125%
HK$82,917
baseline
▲ 0.50% · 4.625%
HK$87,288
+HK$4,371/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,834/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,916
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,744
−HK$2,873/mo
Today · 4.125%
HK$96,617
baseline
▲ 0.50% · 4.625%
HK$102,496
+HK$5,879/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,234/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,143
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,856
−HK$2,752/mo
Today · 4.125%
HK$106,608
baseline
▲ 0.50% · 4.625%
HK$112,227
+HK$5,619/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,216/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,399 · Scale 2, in force from 26 Feb 2026)