LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,509
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,081
−HK$1,596/mo
Today · 4.125%
HK$53,677
baseline
▲ 0.50% · 4.625%
HK$56,943
+HK$3,266/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,354/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,191
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,698
−HK$1,529/mo
Today · 4.125%
HK$59,227
baseline
▲ 0.50% · 4.625%
HK$62,349
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,454/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,611
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,497
−HK$1,915/mo
Today · 4.125%
HK$64,412
baseline
▲ 0.50% · 4.625%
HK$68,331
+HK$3,919/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,824/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,429
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,238
−HK$1,834/mo
Today · 4.125%
HK$71,072
baseline
▲ 0.50% · 4.625%
HK$74,819
+HK$3,747/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,144/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,713
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,913
−HK$2,234/mo
Today · 4.125%
HK$75,147
baseline
▲ 0.50% · 4.625%
HK$79,720
+HK$4,573/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,294/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,668
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,778
−HK$2,140/mo
Today · 4.125%
HK$82,918
baseline
▲ 0.50% · 4.625%
HK$87,289
+HK$4,371/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,836/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,917
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,745
−HK$2,873/mo
Today · 4.125%
HK$96,618
baseline
▲ 0.50% · 4.625%
HK$102,497
+HK$5,879/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,236/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,144
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,857
−HK$2,752/mo
Today · 4.125%
HK$106,609
baseline
▲ 0.50% · 4.625%
HK$112,228
+HK$5,619/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,218/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,408 · Scale 2, in force from 26 Feb 2026)