LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,510
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,081
−HK$1,596/mo
Today · 4.125%
HK$53,677
baseline
▲ 0.50% · 4.625%
HK$56,943
+HK$3,266/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,354/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,192
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,699
−HK$1,528/mo
Today · 4.125%
HK$59,227
baseline
▲ 0.50% · 4.625%
HK$62,349
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,454/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,612
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,497
−HK$1,916/mo
Today · 4.125%
HK$64,413
baseline
▲ 0.50% · 4.625%
HK$68,332
+HK$3,919/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,826/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,430
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,238
−HK$1,835/mo
Today · 4.125%
HK$71,073
baseline
▲ 0.50% · 4.625%
HK$74,819
+HK$3,746/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,146/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,714
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,913
−HK$2,235/mo
Today · 4.125%
HK$75,148
baseline
▲ 0.50% · 4.625%
HK$79,721
+HK$4,573/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,296/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,668
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,778
−HK$2,140/mo
Today · 4.125%
HK$82,918
baseline
▲ 0.50% · 4.625%
HK$87,289
+HK$4,371/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,836/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,918
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,746
−HK$2,873/mo
Today · 4.125%
HK$96,619
baseline
▲ 0.50% · 4.625%
HK$102,498
+HK$5,879/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,238/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,145
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,858
−HK$2,751/mo
Today · 4.125%
HK$106,609
baseline
▲ 0.50% · 4.625%
HK$112,229
+HK$5,620/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,218/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,415 · Scale 2, in force from 26 Feb 2026)