LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,511
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,082
−HK$1,596/mo
Today · 4.125%
HK$53,678
baseline
▲ 0.50% · 4.625%
HK$56,944
+HK$3,266/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,356/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,192
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,700
−HK$1,528/mo
Today · 4.125%
HK$59,228
baseline
▲ 0.50% · 4.625%
HK$62,350
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,456/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,613
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,498
−HK$1,916/mo
Today · 4.125%
HK$64,414
baseline
▲ 0.50% · 4.625%
HK$68,333
+HK$3,919/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,828/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,431
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,239
−HK$1,835/mo
Today · 4.125%
HK$71,074
baseline
▲ 0.50% · 4.625%
HK$74,820
+HK$3,746/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,148/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,715
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,914
−HK$2,235/mo
Today · 4.125%
HK$75,149
baseline
▲ 0.50% · 4.625%
HK$79,722
+HK$4,573/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,298/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,669
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,779
−HK$2,141/mo
Today · 4.125%
HK$82,920
baseline
▲ 0.50% · 4.625%
HK$87,291
+HK$4,371/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,840/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,919
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,747
−HK$2,873/mo
Today · 4.125%
HK$96,620
baseline
▲ 0.50% · 4.625%
HK$102,500
+HK$5,880/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,240/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,146
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,859
−HK$2,752/mo
Today · 4.125%
HK$106,611
baseline
▲ 0.50% · 4.625%
HK$112,231
+HK$5,620/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,222/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,429 · Scale 2, in force from 26 Feb 2026)