LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,513
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,084
−HK$1,596/mo
Today · 4.125%
HK$53,680
baseline
▲ 0.50% · 4.625%
HK$56,947
+HK$3,267/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,360/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,195
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,702
−HK$1,529/mo
Today · 4.125%
HK$59,231
baseline
▲ 0.50% · 4.625%
HK$62,353
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,462/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,615
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,501
−HK$1,915/mo
Today · 4.125%
HK$64,416
baseline
▲ 0.50% · 4.625%
HK$68,336
+HK$3,920/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,832/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,434
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,242
−HK$1,835/mo
Today · 4.125%
HK$71,077
baseline
▲ 0.50% · 4.625%
HK$74,824
+HK$3,747/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,154/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,718
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,918
−HK$2,235/mo
Today · 4.125%
HK$75,153
baseline
▲ 0.50% · 4.625%
HK$79,725
+HK$4,572/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,306/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,673
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,783
−HK$2,140/mo
Today · 4.125%
HK$82,923
baseline
▲ 0.50% · 4.625%
HK$87,294
+HK$4,371/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,846/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,923
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,751
−HK$2,874/mo
Today · 4.125%
HK$96,625
baseline
▲ 0.50% · 4.625%
HK$102,504
+HK$5,879/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,250/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,151
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,864
−HK$2,752/mo
Today · 4.125%
HK$106,616
baseline
▲ 0.50% · 4.625%
HK$112,236
+HK$5,620/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,232/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,471 · Scale 2, in force from 26 Feb 2026)