LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,515
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,087
−HK$1,596/mo
Today · 4.125%
HK$53,683
baseline
▲ 0.50% · 4.625%
HK$56,949
+HK$3,266/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,366/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,198
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,705
−HK$1,529/mo
Today · 4.125%
HK$59,234
baseline
▲ 0.50% · 4.625%
HK$62,356
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,468/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,618
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,504
−HK$1,916/mo
Today · 4.125%
HK$64,420
baseline
▲ 0.50% · 4.625%
HK$68,339
+HK$3,919/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,840/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,437
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,246
−HK$1,835/mo
Today · 4.125%
HK$71,081
baseline
▲ 0.50% · 4.625%
HK$74,827
+HK$3,746/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,162/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,721
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,921
−HK$2,235/mo
Today · 4.125%
HK$75,156
baseline
▲ 0.50% · 4.625%
HK$79,729
+HK$4,573/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,312/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,677
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,787
−HK$2,140/mo
Today · 4.125%
HK$82,927
baseline
▲ 0.50% · 4.625%
HK$87,299
+HK$4,372/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,854/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,927
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,756
−HK$2,873/mo
Today · 4.125%
HK$96,629
baseline
▲ 0.50% · 4.625%
HK$102,509
+HK$5,880/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,258/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,156
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,869
−HK$2,752/mo
Today · 4.125%
HK$106,621
baseline
▲ 0.50% · 4.625%
HK$112,241
+HK$5,620/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,242/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,516 · Scale 2, in force from 26 Feb 2026)