LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,516
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,087
−HK$1,597/mo
Today · 4.125%
HK$53,684
baseline
▲ 0.50% · 4.625%
HK$56,950
+HK$3,266/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,368/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,198
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,706
−HK$1,529/mo
Today · 4.125%
HK$59,235
baseline
▲ 0.50% · 4.625%
HK$62,357
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,470/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,619
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,505
−HK$1,915/mo
Today · 4.125%
HK$64,420
baseline
▲ 0.50% · 4.625%
HK$68,340
+HK$3,920/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,840/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,438
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,247
−HK$1,834/mo
Today · 4.125%
HK$71,081
baseline
▲ 0.50% · 4.625%
HK$74,828
+HK$3,747/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,162/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,722
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,922
−HK$2,235/mo
Today · 4.125%
HK$75,157
baseline
▲ 0.50% · 4.625%
HK$79,730
+HK$4,573/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,314/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,678
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,788
−HK$2,140/mo
Today · 4.125%
HK$82,928
baseline
▲ 0.50% · 4.625%
HK$87,300
+HK$4,372/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,856/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,929
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,757
−HK$2,874/mo
Today · 4.125%
HK$96,631
baseline
▲ 0.50% · 4.625%
HK$102,510
+HK$5,879/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,262/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,157
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,870
−HK$2,752/mo
Today · 4.125%
HK$106,622
baseline
▲ 0.50% · 4.625%
HK$112,242
+HK$5,620/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,244/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,527 · Scale 2, in force from 26 Feb 2026)