LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,517
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,088
−HK$1,597/mo
Today · 4.125%
HK$53,685
baseline
▲ 0.50% · 4.625%
HK$56,952
+HK$3,267/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,370/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,200
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,707
−HK$1,529/mo
Today · 4.125%
HK$59,236
baseline
▲ 0.50% · 4.625%
HK$62,358
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,472/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,621
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,506
−HK$1,916/mo
Today · 4.125%
HK$64,422
baseline
▲ 0.50% · 4.625%
HK$68,342
+HK$3,920/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,844/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,440
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,248
−HK$1,835/mo
Today · 4.125%
HK$71,083
baseline
▲ 0.50% · 4.625%
HK$74,830
+HK$3,747/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,166/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,724
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,924
−HK$2,235/mo
Today · 4.125%
HK$75,159
baseline
▲ 0.50% · 4.625%
HK$79,732
+HK$4,573/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,318/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,680
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,790
−HK$2,141/mo
Today · 4.125%
HK$82,931
baseline
▲ 0.50% · 4.625%
HK$87,302
+HK$4,371/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,862/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,931
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,759
−HK$2,874/mo
Today · 4.125%
HK$96,633
baseline
▲ 0.50% · 4.625%
HK$102,513
+HK$5,880/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,266/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,160
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,873
−HK$2,752/mo
Today · 4.125%
HK$106,625
baseline
▲ 0.50% · 4.625%
HK$112,245
+HK$5,620/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,250/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,551 · Scale 2, in force from 26 Feb 2026)