LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,518
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,089
−HK$1,597/mo
Today · 4.125%
HK$53,686
baseline
▲ 0.50% · 4.625%
HK$56,953
+HK$3,267/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,372/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,201
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,708
−HK$1,529/mo
Today · 4.125%
HK$59,237
baseline
▲ 0.50% · 4.625%
HK$62,360
+HK$3,123/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,474/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,622
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,507
−HK$1,916/mo
Today · 4.125%
HK$64,423
baseline
▲ 0.50% · 4.625%
HK$68,343
+HK$3,920/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,846/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,441
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,250
−HK$1,835/mo
Today · 4.125%
HK$71,085
baseline
▲ 0.50% · 4.625%
HK$74,832
+HK$3,747/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,170/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,725
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,925
−HK$2,235/mo
Today · 4.125%
HK$75,160
baseline
▲ 0.50% · 4.625%
HK$79,734
+HK$4,574/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,320/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,681
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,791
−HK$2,141/mo
Today · 4.125%
HK$82,932
baseline
▲ 0.50% · 4.625%
HK$87,304
+HK$4,372/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,864/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,933
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,761
−HK$2,874/mo
Today · 4.125%
HK$96,635
baseline
▲ 0.50% · 4.625%
HK$102,515
+HK$5,880/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,270/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,162
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,875
−HK$2,752/mo
Today · 4.125%
HK$106,627
baseline
▲ 0.50% · 4.625%
HK$112,247
+HK$5,620/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,254/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,570 · Scale 2, in force from 26 Feb 2026)