LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,520
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,091
−HK$1,597/mo
Today · 4.125%
HK$53,688
baseline
▲ 0.50% · 4.625%
HK$56,954
+HK$3,266/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,376/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,203
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,710
−HK$1,529/mo
Today · 4.125%
HK$59,239
baseline
▲ 0.50% · 4.625%
HK$62,362
+HK$3,123/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,478/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,624
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,509
−HK$1,916/mo
Today · 4.125%
HK$64,425
baseline
▲ 0.50% · 4.625%
HK$68,345
+HK$3,920/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,850/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,443
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,252
−HK$1,835/mo
Today · 4.125%
HK$71,087
baseline
▲ 0.50% · 4.625%
HK$74,834
+HK$3,747/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,174/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,728
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,928
−HK$2,235/mo
Today · 4.125%
HK$75,163
baseline
▲ 0.50% · 4.625%
HK$79,736
+HK$4,573/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,326/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,684
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,794
−HK$2,141/mo
Today · 4.125%
HK$82,935
baseline
▲ 0.50% · 4.625%
HK$87,306
+HK$4,371/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,870/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,935
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,764
−HK$2,874/mo
Today · 4.125%
HK$96,638
baseline
▲ 0.50% · 4.625%
HK$102,518
+HK$5,880/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,276/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,165
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,878
−HK$2,752/mo
Today · 4.125%
HK$106,630
baseline
▲ 0.50% · 4.625%
HK$112,251
+HK$5,621/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,260/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,599 · Scale 2, in force from 26 Feb 2026)