LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,520
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,092
−HK$1,596/mo
Today · 4.125%
HK$53,688
baseline
▲ 0.50% · 4.625%
HK$56,955
+HK$3,267/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,376/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,203
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,711
−HK$1,529/mo
Today · 4.125%
HK$59,240
baseline
▲ 0.50% · 4.625%
HK$62,362
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,480/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,624
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,510
−HK$1,916/mo
Today · 4.125%
HK$64,426
baseline
▲ 0.50% · 4.625%
HK$68,346
+HK$3,920/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,852/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,444
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,253
−HK$1,835/mo
Today · 4.125%
HK$71,088
baseline
▲ 0.50% · 4.625%
HK$74,835
+HK$3,747/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,176/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,728
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$72,928
−HK$2,236/mo
Today · 4.125%
HK$75,164
baseline
▲ 0.50% · 4.625%
HK$79,737
+HK$4,573/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,328/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,685
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,795
−HK$2,141/mo
Today · 4.125%
HK$82,936
baseline
▲ 0.50% · 4.625%
HK$87,307
+HK$4,371/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,872/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,936
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,765
−HK$2,874/mo
Today · 4.125%
HK$96,639
baseline
▲ 0.50% · 4.625%
HK$102,519
+HK$5,880/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,278/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,166
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$103,879
−HK$2,753/mo
Today · 4.125%
HK$106,632
baseline
▲ 0.50% · 4.625%
HK$112,252
+HK$5,620/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,264/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,610 · Scale 2, in force from 26 Feb 2026)