LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,521
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,092
−HK$1,597/mo
Today · 4.125%
HK$53,689
baseline
▲ 0.50% · 4.625%
HK$56,956
+HK$3,267/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,378/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,204
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,711
−HK$1,529/mo
Today · 4.125%
HK$59,240
baseline
▲ 0.50% · 4.625%
HK$62,363
+HK$3,123/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,480/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,625
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,511
−HK$1,915/mo
Today · 4.125%
HK$64,426
baseline
▲ 0.50% · 4.625%
HK$68,347
+HK$3,921/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,852/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,444
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,253
−HK$1,835/mo
Today · 4.125%
HK$71,088
baseline
▲ 0.50% · 4.625%
HK$74,835
+HK$3,747/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,176/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,729
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,929
−HK$2,235/mo
Today · 4.125%
HK$75,164
baseline
▲ 0.50% · 4.625%
HK$79,738
+HK$4,574/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,328/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,685
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,795
−HK$2,141/mo
Today · 4.125%
HK$82,936
baseline
▲ 0.50% · 4.625%
HK$87,308
+HK$4,372/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,872/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,937
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,766
−HK$2,874/mo
Today · 4.125%
HK$96,640
baseline
▲ 0.50% · 4.625%
HK$102,520
+HK$5,880/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,280/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,167
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,880
−HK$2,752/mo
Today · 4.125%
HK$106,632
baseline
▲ 0.50% · 4.625%
HK$112,253
+HK$5,621/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,264/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,617 · Scale 2, in force from 26 Feb 2026)