LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,521
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,093
−HK$1,596/mo
Today · 4.125%
HK$53,689
baseline
▲ 0.50% · 4.625%
HK$56,956
+HK$3,267/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,378/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,204
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,712
−HK$1,529/mo
Today · 4.125%
HK$59,241
baseline
▲ 0.50% · 4.625%
HK$62,363
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,482/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,625
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,511
−HK$1,916/mo
Today · 4.125%
HK$64,427
baseline
▲ 0.50% · 4.625%
HK$68,347
+HK$3,920/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,854/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,445
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,254
−HK$1,835/mo
Today · 4.125%
HK$71,089
baseline
▲ 0.50% · 4.625%
HK$74,836
+HK$3,747/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,178/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,730
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,930
−HK$2,235/mo
Today · 4.125%
HK$75,165
baseline
▲ 0.50% · 4.625%
HK$79,739
+HK$4,574/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,330/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,686
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,796
−HK$2,141/mo
Today · 4.125%
HK$82,937
baseline
▲ 0.50% · 4.625%
HK$87,309
+HK$4,372/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,874/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,938
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,767
−HK$2,874/mo
Today · 4.125%
HK$96,641
baseline
▲ 0.50% · 4.625%
HK$102,521
+HK$5,880/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,282/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,168
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,881
−HK$2,752/mo
Today · 4.125%
HK$106,633
baseline
▲ 0.50% · 4.625%
HK$112,254
+HK$5,621/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,266/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,626 · Scale 2, in force from 26 Feb 2026)