LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,522
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,093
−HK$1,597/mo
Today · 4.125%
HK$53,690
baseline
▲ 0.50% · 4.625%
HK$56,957
+HK$3,267/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,380/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,205
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,712
−HK$1,529/mo
Today · 4.125%
HK$59,241
baseline
▲ 0.50% · 4.625%
HK$62,364
+HK$3,123/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,482/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,626
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,512
−HK$1,916/mo
Today · 4.125%
HK$64,428
baseline
▲ 0.50% · 4.625%
HK$68,348
+HK$3,920/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,856/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,446
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,255
−HK$1,835/mo
Today · 4.125%
HK$71,090
baseline
▲ 0.50% · 4.625%
HK$74,837
+HK$3,747/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,180/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,730
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$72,930
−HK$2,236/mo
Today · 4.125%
HK$75,166
baseline
▲ 0.50% · 4.625%
HK$79,739
+HK$4,573/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,332/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,687
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,797
−HK$2,141/mo
Today · 4.125%
HK$82,938
baseline
▲ 0.50% · 4.625%
HK$87,310
+HK$4,372/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,876/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,939
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,768
−HK$2,873/mo
Today · 4.125%
HK$96,641
baseline
▲ 0.50% · 4.625%
HK$102,522
+HK$5,881/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,282/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,169
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,882
−HK$2,752/mo
Today · 4.125%
HK$106,634
baseline
▲ 0.50% · 4.625%
HK$112,255
+HK$5,621/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,268/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,634 · Scale 2, in force from 26 Feb 2026)