LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,522
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,093
−HK$1,597/mo
Today · 4.125%
HK$53,690
baseline
▲ 0.50% · 4.625%
HK$56,957
+HK$3,267/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,380/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,205
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,712
−HK$1,530/mo
Today · 4.125%
HK$59,242
baseline
▲ 0.50% · 4.625%
HK$62,364
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,484/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,626
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,512
−HK$1,916/mo
Today · 4.125%
HK$64,428
baseline
▲ 0.50% · 4.625%
HK$68,348
+HK$3,920/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,856/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,446
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,255
−HK$1,835/mo
Today · 4.125%
HK$71,090
baseline
▲ 0.50% · 4.625%
HK$74,837
+HK$3,747/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,180/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,731
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,931
−HK$2,235/mo
Today · 4.125%
HK$75,166
baseline
▲ 0.50% · 4.625%
HK$79,740
+HK$4,574/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,332/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,687
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,797
−HK$2,141/mo
Today · 4.125%
HK$82,938
baseline
▲ 0.50% · 4.625%
HK$87,310
+HK$4,372/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,876/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,939
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,768
−HK$2,874/mo
Today · 4.125%
HK$96,642
baseline
▲ 0.50% · 4.625%
HK$102,522
+HK$5,880/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,284/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,169
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$103,882
−HK$2,753/mo
Today · 4.125%
HK$106,635
baseline
▲ 0.50% · 4.625%
HK$112,256
+HK$5,621/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,270/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,639 · Scale 2, in force from 26 Feb 2026)