LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,522
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,094
−HK$1,596/mo
Today · 4.125%
HK$53,690
baseline
▲ 0.50% · 4.625%
HK$56,957
+HK$3,267/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,380/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,206
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,713
−HK$1,529/mo
Today · 4.125%
HK$59,242
baseline
▲ 0.50% · 4.625%
HK$62,365
+HK$3,123/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,484/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,627
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,513
−HK$1,916/mo
Today · 4.125%
HK$64,429
baseline
▲ 0.50% · 4.625%
HK$68,349
+HK$3,920/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,858/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,447
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,256
−HK$1,835/mo
Today · 4.125%
HK$71,091
baseline
▲ 0.50% · 4.625%
HK$74,838
+HK$3,747/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,182/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,731
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$72,931
−HK$2,236/mo
Today · 4.125%
HK$75,167
baseline
▲ 0.50% · 4.625%
HK$79,740
+HK$4,573/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,334/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,688
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,798
−HK$2,141/mo
Today · 4.125%
HK$82,939
baseline
▲ 0.50% · 4.625%
HK$87,311
+HK$4,372/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,878/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,940
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,769
−HK$2,874/mo
Today · 4.125%
HK$96,643
baseline
▲ 0.50% · 4.625%
HK$102,523
+HK$5,880/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,286/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,170
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$103,883
−HK$2,753/mo
Today · 4.125%
HK$106,636
baseline
▲ 0.50% · 4.625%
HK$112,257
+HK$5,621/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,272/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,648 · Scale 2, in force from 26 Feb 2026)