LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,523
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,095
−HK$1,597/mo
Today · 4.125%
HK$53,692
baseline
▲ 0.50% · 4.625%
HK$56,959
+HK$3,267/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,384/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,207
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,714
−HK$1,530/mo
Today · 4.125%
HK$59,244
baseline
▲ 0.50% · 4.625%
HK$62,366
+HK$3,122/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,488/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,628
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,514
−HK$1,916/mo
Today · 4.125%
HK$64,430
baseline
▲ 0.50% · 4.625%
HK$68,350
+HK$3,920/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$128,860/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,448
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,257
−HK$1,835/mo
Today · 4.125%
HK$71,092
baseline
▲ 0.50% · 4.625%
HK$74,840
+HK$3,748/mo
Deposit HK$8.86M · loan HK$13.29M · min. income ≈ HK$142,184/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$941,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,733
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,933
−HK$2,235/mo
Today · 4.125%
HK$75,168
baseline
▲ 0.50% · 4.625%
HK$79,742
+HK$4,574/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,336/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,690
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,800
−HK$2,141/mo
Today · 4.125%
HK$82,941
baseline
▲ 0.50% · 4.625%
HK$87,313
+HK$4,372/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,882/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,942
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,771
−HK$2,874/mo
Today · 4.125%
HK$96,645
baseline
▲ 0.50% · 4.625%
HK$102,526
+HK$5,881/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,290/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,172
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$103,886
−HK$2,752/mo
Today · 4.125%
HK$106,638
baseline
▲ 0.50% · 4.625%
HK$112,259
+HK$5,621/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,276/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,669 · Scale 2, in force from 26 Feb 2026)