LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,533
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,104
−HK$1,597/mo
Today · 4.125%
HK$53,701
baseline
▲ 0.50% · 4.625%
HK$56,969
+HK$3,268/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,402/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,217
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,725
−HK$1,529/mo
Today · 4.125%
HK$59,254
baseline
▲ 0.50% · 4.625%
HK$62,378
+HK$3,124/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,508/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,639
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,525
−HK$1,917/mo
Today · 4.125%
HK$64,442
baseline
▲ 0.50% · 4.625%
HK$68,363
+HK$3,921/mo
Deposit HK$8.86M · loan HK$13.30M · min. income ≈ HK$128,884/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$941,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,460
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,270
−HK$1,835/mo
Today · 4.125%
HK$71,105
baseline
▲ 0.50% · 4.625%
HK$74,853
+HK$3,748/mo
Deposit HK$8.86M · loan HK$13.30M · min. income ≈ HK$142,210/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$941,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,746
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$72,946
−HK$2,236/mo
Today · 4.125%
HK$75,182
baseline
▲ 0.50% · 4.625%
HK$79,757
+HK$4,575/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,364/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,704
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$80,815
−HK$2,141/mo
Today · 4.125%
HK$82,956
baseline
▲ 0.50% · 4.625%
HK$87,329
+HK$4,373/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,912/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,959
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$93,788
−HK$2,875/mo
Today · 4.125%
HK$96,663
baseline
▲ 0.50% · 4.625%
HK$102,544
+HK$5,881/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$193,326/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,191
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$103,904
−HK$2,754/mo
Today · 4.125%
HK$106,658
baseline
▲ 0.50% · 4.625%
HK$112,280
+HK$5,622/mo
Deposit HK$2.22M · loan HK$19.94M · min. income ≈ HK$213,316/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,840 · Scale 2, in force from 26 Feb 2026)