LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,534
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,105
−HK$1,597/mo
Today · 4.125%
HK$53,702
baseline
▲ 0.50% · 4.625%
HK$56,970
+HK$3,268/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,404/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,218
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,726
−HK$1,529/mo
Today · 4.125%
HK$59,255
baseline
▲ 0.50% · 4.625%
HK$62,379
+HK$3,124/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,510/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,640
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,527
−HK$1,916/mo
Today · 4.125%
HK$64,443
baseline
▲ 0.50% · 4.625%
HK$68,364
+HK$3,921/mo
Deposit HK$8.86M · loan HK$13.30M · min. income ≈ HK$128,886/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$941,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,462
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,271
−HK$1,835/mo
Today · 4.125%
HK$71,106
baseline
▲ 0.50% · 4.625%
HK$74,855
+HK$3,749/mo
Deposit HK$8.86M · loan HK$13.30M · min. income ≈ HK$142,212/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$941,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,747
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$72,948
−HK$2,235/mo
Today · 4.125%
HK$75,183
baseline
▲ 0.50% · 4.625%
HK$79,758
+HK$4,575/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,366/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,705
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$80,816
−HK$2,142/mo
Today · 4.125%
HK$82,958
baseline
▲ 0.50% · 4.625%
HK$87,330
+HK$4,372/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,916/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,960
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$93,790
−HK$2,874/mo
Today · 4.125%
HK$96,664
baseline
▲ 0.50% · 4.625%
HK$102,546
+HK$5,882/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,328/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,193
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$103,906
−HK$2,754/mo
Today · 4.125%
HK$106,660
baseline
▲ 0.50% · 4.625%
HK$112,282
+HK$5,622/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,320/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,858 · Scale 2, in force from 26 Feb 2026)