LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,537
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,109
−HK$1,597/mo
Today · 4.125%
HK$53,706
baseline
▲ 0.50% · 4.625%
HK$56,974
+HK$3,268/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,412/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,222
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,730
−HK$1,529/mo
Today · 4.125%
HK$59,259
baseline
▲ 0.50% · 4.625%
HK$62,383
+HK$3,124/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,518/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,644
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,531
−HK$1,916/mo
Today · 4.125%
HK$64,447
baseline
▲ 0.50% · 4.625%
HK$68,369
+HK$3,922/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,894/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$941,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,466
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,276
−HK$1,835/mo
Today · 4.125%
HK$71,111
baseline
▲ 0.50% · 4.625%
HK$74,860
+HK$3,749/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,222/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$941,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,752
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,953
−HK$2,236/mo
Today · 4.125%
HK$75,189
baseline
▲ 0.50% · 4.625%
HK$79,764
+HK$4,575/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,378/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,711
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$80,822
−HK$2,141/mo
Today · 4.125%
HK$82,963
baseline
▲ 0.50% · 4.625%
HK$87,336
+HK$4,373/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,926/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,967
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$93,796
−HK$2,875/mo
Today · 4.125%
HK$96,671
baseline
▲ 0.50% · 4.625%
HK$102,553
+HK$5,882/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,342/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,200
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$103,914
−HK$2,753/mo
Today · 4.125%
HK$106,667
baseline
▲ 0.50% · 4.625%
HK$112,290
+HK$5,623/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,334/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,923 · Scale 2, in force from 26 Feb 2026)