LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,539
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,111
−HK$1,597/mo
Today · 4.125%
HK$53,708
baseline
▲ 0.50% · 4.625%
HK$56,976
+HK$3,268/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,416/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,224
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,732
−HK$1,529/mo
Today · 4.125%
HK$59,261
baseline
▲ 0.50% · 4.625%
HK$62,385
+HK$3,124/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,522/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,646
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,533
−HK$1,917/mo
Today · 4.125%
HK$64,450
baseline
▲ 0.50% · 4.625%
HK$68,371
+HK$3,921/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,900/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$941,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,469
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,278
−HK$1,836/mo
Today · 4.125%
HK$71,114
baseline
▲ 0.50% · 4.625%
HK$74,862
+HK$3,748/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,228/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$941,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,754
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,955
−HK$2,236/mo
Today · 4.125%
HK$75,191
baseline
▲ 0.50% · 4.625%
HK$79,766
+HK$4,575/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,382/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,713
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$80,824
−HK$2,142/mo
Today · 4.125%
HK$82,966
baseline
▲ 0.50% · 4.625%
HK$87,339
+HK$4,373/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,932/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,970
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$93,799
−HK$2,875/mo
Today · 4.125%
HK$96,674
baseline
▲ 0.50% · 4.625%
HK$102,557
+HK$5,883/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,348/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,203
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$103,917
−HK$2,754/mo
Today · 4.125%
HK$106,671
baseline
▲ 0.50% · 4.625%
HK$112,293
+HK$5,622/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,342/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,954 · Scale 2, in force from 26 Feb 2026)