LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,540
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,112
−HK$1,597/mo
Today · 4.125%
HK$53,709
baseline
▲ 0.50% · 4.625%
HK$56,978
+HK$3,269/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,418/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,225
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,733
−HK$1,530/mo
Today · 4.125%
HK$59,263
baseline
▲ 0.50% · 4.625%
HK$62,387
+HK$3,124/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,526/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$941,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,648
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,535
−HK$1,916/mo
Today · 4.125%
HK$64,451
baseline
▲ 0.50% · 4.625%
HK$68,373
+HK$3,922/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,902/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$941,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,470
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,280
−HK$1,836/mo
Today · 4.125%
HK$71,116
baseline
▲ 0.50% · 4.625%
HK$74,864
+HK$3,748/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,232/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$941,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,756
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,957
−HK$2,236/mo
Today · 4.125%
HK$75,193
baseline
▲ 0.50% · 4.625%
HK$79,769
+HK$4,576/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$150,386/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,716
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$80,827
−HK$2,141/mo
Today · 4.125%
HK$82,968
baseline
▲ 0.50% · 4.625%
HK$87,342
+HK$4,374/mo
Deposit HK$6.65M · loan HK$15.51M · min. income ≈ HK$165,936/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$941,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,972
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$93,802
−HK$2,875/mo
Today · 4.125%
HK$96,677
baseline
▲ 0.50% · 4.625%
HK$102,560
+HK$5,883/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,354/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,206
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$103,920
−HK$2,754/mo
Today · 4.125%
HK$106,674
baseline
▲ 0.50% · 4.625%
HK$112,296
+HK$5,622/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,348/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$941,980 · Scale 2, in force from 26 Feb 2026)