LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,542
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,114
−HK$1,597/mo
Today · 4.125%
HK$53,711
baseline
▲ 0.50% · 4.625%
HK$56,979
+HK$3,268/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,422/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$942,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,227
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,735
−HK$1,530/mo
Today · 4.125%
HK$59,265
baseline
▲ 0.50% · 4.625%
HK$62,389
+HK$3,124/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,530/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$942,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,650
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,537
−HK$1,917/mo
Today · 4.125%
HK$64,454
baseline
▲ 0.50% · 4.625%
HK$68,375
+HK$3,921/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,908/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,473
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,282
−HK$1,836/mo
Today · 4.125%
HK$71,118
baseline
▲ 0.50% · 4.625%
HK$74,867
+HK$3,749/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,236/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,759
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,960
−HK$2,236/mo
Today · 4.125%
HK$75,196
baseline
▲ 0.50% · 4.625%
HK$79,771
+HK$4,575/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,392/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,718
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$80,829
−HK$2,142/mo
Today · 4.125%
HK$82,971
baseline
▲ 0.50% · 4.625%
HK$87,345
+HK$4,374/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$165,942/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,975
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$93,805
−HK$2,875/mo
Today · 4.125%
HK$96,680
baseline
▲ 0.50% · 4.625%
HK$102,563
+HK$5,883/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,360/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,209
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$103,923
−HK$2,754/mo
Today · 4.125%
HK$106,677
baseline
▲ 0.50% · 4.625%
HK$112,300
+HK$5,623/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,354/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,012 · Scale 2, in force from 26 Feb 2026)