LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,542
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,114
−HK$1,598/mo
Today · 4.125%
HK$53,712
baseline
▲ 0.50% · 4.625%
HK$56,980
+HK$3,268/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,424/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$942,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,228
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,736
−HK$1,529/mo
Today · 4.125%
HK$59,265
baseline
▲ 0.50% · 4.625%
HK$62,389
+HK$3,124/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,530/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$942,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,651
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,537
−HK$1,917/mo
Today · 4.125%
HK$64,454
baseline
▲ 0.50% · 4.625%
HK$68,376
+HK$3,922/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,908/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,473
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,283
−HK$1,836/mo
Today · 4.125%
HK$71,119
baseline
▲ 0.50% · 4.625%
HK$74,867
+HK$3,748/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,238/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,759
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,960
−HK$2,236/mo
Today · 4.125%
HK$75,196
baseline
▲ 0.50% · 4.625%
HK$79,772
+HK$4,576/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,392/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,719
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$80,830
−HK$2,142/mo
Today · 4.125%
HK$82,972
baseline
▲ 0.50% · 4.625%
HK$87,345
+HK$4,373/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$165,944/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,976
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$93,806
−HK$2,875/mo
Today · 4.125%
HK$96,681
baseline
▲ 0.50% · 4.625%
HK$102,564
+HK$5,883/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,362/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,210
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$103,924
−HK$2,754/mo
Today · 4.125%
HK$106,678
baseline
▲ 0.50% · 4.625%
HK$112,301
+HK$5,623/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,356/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,018 · Scale 2, in force from 26 Feb 2026)