LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,544
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,117
−HK$1,597/mo
Today · 4.125%
HK$53,714
baseline
▲ 0.50% · 4.625%
HK$56,982
+HK$3,268/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,428/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,230
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,738
−HK$1,530/mo
Today · 4.125%
HK$59,268
baseline
▲ 0.50% · 4.625%
HK$62,392
+HK$3,124/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,536/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,653
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,540
−HK$1,917/mo
Today · 4.125%
HK$64,457
baseline
▲ 0.50% · 4.625%
HK$68,379
+HK$3,922/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,914/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,476
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,286
−HK$1,836/mo
Today · 4.125%
HK$71,122
baseline
▲ 0.50% · 4.625%
HK$74,871
+HK$3,749/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,244/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,762
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$72,963
−HK$2,237/mo
Today · 4.125%
HK$75,200
baseline
▲ 0.50% · 4.625%
HK$79,775
+HK$4,575/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,400/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,722
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$80,833
−HK$2,142/mo
Today · 4.125%
HK$82,975
baseline
▲ 0.50% · 4.625%
HK$87,349
+HK$4,374/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$165,950/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,980
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$93,810
−HK$2,875/mo
Today · 4.125%
HK$96,685
baseline
▲ 0.50% · 4.625%
HK$102,568
+HK$5,883/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,370/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,214
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$103,929
−HK$2,753/mo
Today · 4.125%
HK$106,682
baseline
▲ 0.50% · 4.625%
HK$112,306
+HK$5,624/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,364/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,059 · Scale 2, in force from 26 Feb 2026)