LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,545
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,117
−HK$1,598/mo
Today · 4.125%
HK$53,715
baseline
▲ 0.50% · 4.625%
HK$56,983
+HK$3,268/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,430/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,231
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,739
−HK$1,530/mo
Today · 4.125%
HK$59,269
baseline
▲ 0.50% · 4.625%
HK$62,393
+HK$3,124/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,538/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,654
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,541
−HK$1,916/mo
Today · 4.125%
HK$64,457
baseline
▲ 0.50% · 4.625%
HK$68,380
+HK$3,923/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,914/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,477
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,287
−HK$1,835/mo
Today · 4.125%
HK$71,122
baseline
▲ 0.50% · 4.625%
HK$74,871
+HK$3,749/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,244/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,763
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,964
−HK$2,236/mo
Today · 4.125%
HK$75,200
baseline
▲ 0.50% · 4.625%
HK$79,776
+HK$4,576/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,400/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,723
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$80,834
−HK$2,142/mo
Today · 4.125%
HK$82,976
baseline
▲ 0.50% · 4.625%
HK$87,350
+HK$4,374/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$165,952/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,981
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$93,811
−HK$2,875/mo
Today · 4.125%
HK$96,686
baseline
▲ 0.50% · 4.625%
HK$102,569
+HK$5,883/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,372/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,215
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$103,930
−HK$2,754/mo
Today · 4.125%
HK$106,684
baseline
▲ 0.50% · 4.625%
HK$112,307
+HK$5,623/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,368/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,070 · Scale 2, in force from 26 Feb 2026)