LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,548
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,121
−HK$1,597/mo
Today · 4.125%
HK$53,718
baseline
▲ 0.50% · 4.625%
HK$56,987
+HK$3,269/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,436/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,234
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,743
−HK$1,530/mo
Today · 4.125%
HK$59,273
baseline
▲ 0.50% · 4.625%
HK$62,397
+HK$3,124/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,546/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,658
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,545
−HK$1,917/mo
Today · 4.125%
HK$64,462
baseline
▲ 0.50% · 4.625%
HK$68,384
+HK$3,922/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,924/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,481
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,291
−HK$1,836/mo
Today · 4.125%
HK$71,127
baseline
▲ 0.50% · 4.625%
HK$74,876
+HK$3,749/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,254/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,768
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,969
−HK$2,236/mo
Today · 4.125%
HK$75,205
baseline
▲ 0.50% · 4.625%
HK$79,781
+HK$4,576/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,410/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,728
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,840
−HK$2,142/mo
Today · 4.125%
HK$82,982
baseline
▲ 0.50% · 4.625%
HK$87,356
+HK$4,374/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$165,964/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,987
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$93,817
−HK$2,875/mo
Today · 4.125%
HK$96,692
baseline
▲ 0.50% · 4.625%
HK$102,576
+HK$5,884/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,384/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,222
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$103,937
−HK$2,754/mo
Today · 4.125%
HK$106,691
baseline
▲ 0.50% · 4.625%
HK$112,314
+HK$5,623/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,382/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,131 · Scale 2, in force from 26 Feb 2026)