LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,549
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,122
−HK$1,597/mo
Today · 4.125%
HK$53,719
baseline
▲ 0.50% · 4.625%
HK$56,988
+HK$3,269/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,438/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,236
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,744
−HK$1,530/mo
Today · 4.125%
HK$59,274
baseline
▲ 0.50% · 4.625%
HK$62,398
+HK$3,124/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,548/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,659
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,546
−HK$1,917/mo
Today · 4.125%
HK$64,463
baseline
▲ 0.50% · 4.625%
HK$68,385
+HK$3,922/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,926/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,483
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,293
−HK$1,836/mo
Today · 4.125%
HK$71,129
baseline
▲ 0.50% · 4.625%
HK$74,878
+HK$3,749/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,258/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,769
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$72,970
−HK$2,237/mo
Today · 4.125%
HK$75,207
baseline
▲ 0.50% · 4.625%
HK$79,783
+HK$4,576/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,414/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,730
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$80,841
−HK$2,142/mo
Today · 4.125%
HK$82,983
baseline
▲ 0.50% · 4.625%
HK$87,358
+HK$4,375/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$165,966/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,989
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$93,819
−HK$2,876/mo
Today · 4.125%
HK$96,695
baseline
▲ 0.50% · 4.625%
HK$102,578
+HK$5,883/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,390/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,224
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$103,939
−HK$2,754/mo
Today · 4.125%
HK$106,693
baseline
▲ 0.50% · 4.625%
HK$112,317
+HK$5,624/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,386/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,152 · Scale 2, in force from 26 Feb 2026)