LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,550
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,122
−HK$1,598/mo
Today · 4.125%
HK$53,720
baseline
▲ 0.50% · 4.625%
HK$56,989
+HK$3,269/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$107,440/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,236
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,745
−HK$1,530/mo
Today · 4.125%
HK$59,275
baseline
▲ 0.50% · 4.625%
HK$62,399
+HK$3,124/mo
Deposit HK$11.08M · loan HK$11.08M · min. income ≈ HK$118,550/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,660
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,547
−HK$1,917/mo
Today · 4.125%
HK$64,464
baseline
▲ 0.50% · 4.625%
HK$68,386
+HK$3,922/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,928/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,484
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,293
−HK$1,837/mo
Today · 4.125%
HK$71,130
baseline
▲ 0.50% · 4.625%
HK$74,879
+HK$3,749/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,260/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,770
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$72,971
−HK$2,237/mo
Today · 4.125%
HK$75,208
baseline
▲ 0.50% · 4.625%
HK$79,784
+HK$4,576/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,416/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,731
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$80,842
−HK$2,142/mo
Today · 4.125%
HK$82,984
baseline
▲ 0.50% · 4.625%
HK$87,359
+HK$4,375/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$165,968/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,990
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$93,820
−HK$2,876/mo
Today · 4.125%
HK$96,696
baseline
▲ 0.50% · 4.625%
HK$102,580
+HK$5,884/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,392/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,225
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$103,940
−HK$2,754/mo
Today · 4.125%
HK$106,694
baseline
▲ 0.50% · 4.625%
HK$112,318
+HK$5,624/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,388/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,163 · Scale 2, in force from 26 Feb 2026)