LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,554
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,127
−HK$1,598/mo
Today · 4.125%
HK$53,725
baseline
▲ 0.50% · 4.625%
HK$56,994
+HK$3,269/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,450/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,241
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,750
−HK$1,530/mo
Today · 4.125%
HK$59,280
baseline
▲ 0.50% · 4.625%
HK$62,405
+HK$3,125/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,560/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,665
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,552
−HK$1,918/mo
Today · 4.125%
HK$64,470
baseline
▲ 0.50% · 4.625%
HK$68,392
+HK$3,922/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,940/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,490
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,300
−HK$1,836/mo
Today · 4.125%
HK$71,136
baseline
▲ 0.50% · 4.625%
HK$74,885
+HK$3,749/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,272/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,776
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$72,978
−HK$2,236/mo
Today · 4.125%
HK$75,214
baseline
▲ 0.50% · 4.625%
HK$79,791
+HK$4,577/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,428/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,738
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,849
−HK$2,143/mo
Today · 4.125%
HK$82,992
baseline
▲ 0.50% · 4.625%
HK$87,366
+HK$4,374/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$165,984/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,998
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$93,828
−HK$2,876/mo
Today · 4.125%
HK$96,704
baseline
▲ 0.50% · 4.625%
HK$102,589
+HK$5,885/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,408/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,234
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$103,949
−HK$2,755/mo
Today · 4.125%
HK$106,704
baseline
▲ 0.50% · 4.625%
HK$112,328
+HK$5,624/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,408/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,246 · Scale 2, in force from 26 Feb 2026)