LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,557
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,129
−HK$1,598/mo
Today · 4.125%
HK$53,727
baseline
▲ 0.50% · 4.625%
HK$56,996
+HK$3,269/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,454/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,244
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,752
−HK$1,530/mo
Today · 4.125%
HK$59,282
baseline
▲ 0.50% · 4.625%
HK$62,407
+HK$3,125/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,564/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,668
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,555
−HK$1,917/mo
Today · 4.125%
HK$64,472
baseline
▲ 0.50% · 4.625%
HK$68,395
+HK$3,923/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,944/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,492
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,303
−HK$1,836/mo
Today · 4.125%
HK$71,139
baseline
▲ 0.50% · 4.625%
HK$74,889
+HK$3,750/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,278/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,779
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$72,981
−HK$2,237/mo
Today · 4.125%
HK$75,218
baseline
▲ 0.50% · 4.625%
HK$79,794
+HK$4,576/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,436/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,741
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,853
−HK$2,142/mo
Today · 4.125%
HK$82,995
baseline
▲ 0.50% · 4.625%
HK$87,370
+HK$4,375/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$165,990/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,002
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$93,832
−HK$2,876/mo
Today · 4.125%
HK$96,708
baseline
▲ 0.50% · 4.625%
HK$102,593
+HK$5,885/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,416/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,239
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$103,954
−HK$2,754/mo
Today · 4.125%
HK$106,708
baseline
▲ 0.50% · 4.625%
HK$112,333
+HK$5,625/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,416/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,286 · Scale 2, in force from 26 Feb 2026)